CTFS works fine again!!! My firewall's back again and it was easier than I was afraid of. I had to make sure ctfs was ON the safelist AND OFF the block list. I might have missed one or the other before I posted here, but I don't see how anything could have changed by itself all of a sudden. It worked fine for the 2 or so years that I've been using these credit cards.
Anyway, there's still this one last issue that I mentioned in the last paragraph of my last posting.
Every time I open a desktop icon a window opens up asking me which program I'd like to use to open the 'file'. I have to click on IE in the menu and OK. I also always check the box 'always use this setting to open files of this type' or something like that. PDF (adobe) files open up right away like before.
This issue coincides with having both IE and firefox installed, and then uninstalling firefox. Actually this didn't start happening until uninstall.
It looks like this is the last issue concerning this problem.
Thanx a Lot Guys!!!