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Secure Server means AV etc Unnecessary?

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So I'm staying with friends (in-laws, really) and using their computer to get some business done on the Internet --- pay my credit card bill, arrange a return flight, that kind of stuff. I notice there's no antivirus or antispyware protection, just a firewall. Kids use the computer all the time to play girl games, music videos, and sing-alongs on the Internet (Disney-type sites). In-law tells me he doesn't need to protect the computer BECAUSE:
..."You do your banking and airline reservations on https secure sites, so there's no way spyware or viruses can do you any harm."

First, he's serious, even after I (try to) educate him as to the existence of things called keyloggers. Is it possible that I'm the one who's wrong here?
But second, and I guess here's my main question: Besides keyloggers stealing MY private info, do I really care what happens if his computer gets infected with anything *other* than keyloggers? i.e., is keylogger malware the only thing to really worry about if all you really care about is preventing someone from stealing your confidential information?
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Neil Jones

Neil Jones

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If your friend wants to run a computer on the internet with no protection then that's really up to him. Once his children reach the teenage years he'll get it protected like there's no tomorrow :)

And no, keyloggers are not the only thing to be worried about. Virii, spyware, malware, adware, pop-ups, fake virus scanners, the list these days is endless.
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