I remember reading it is not good to use only your administrative account when surfing the internet. Some things could be automatically installed like some type of malware. Well I decided since I just changed out the hard drive, that I would set this up from the beginning with a account for me, and use it instead of the administrative account...except when I have to be in that mode for administrative purposes. Now I am finding this to be a pain in the rear. I set up the account with a personal name on it. I added Firefox to it. Then I added Netcraft Toolbar which I really like. I decided to go ahead and use the Netcraft Toolbar for IE too, so I downloaded it for that browser too. When I tried to install it...it said I had to have administrative priviledges to install it. (but it didn't on Firefox...strange) So I go into the administrative account, and call up IE, and add the toolbar to it. Then I noticed Firefox is not on my administrative account. Now I go back to the regular account, and dang...it still won't let me install the Netcraft Toolbar...even though I authorized it in the administrative account. Before I go any further in this, what are your ideas about whether to have two accounts or not? Is it worth it? I don't want to be constantly going back and forth with this. Thoughts?