Alright, got my uncle to come over since he is a computer engineering. Took the two of us a while to find the problem, well in the end he did. The problem was really odd and we still can't figure out why the computer did this, but in BIOS, the motherboard set the FSB at 200MHz when it should have been 266MHz. Ok so it underclocked itself, weird but whatever. The problem is windows and every program that ran on here still believed that it was running at 2.4GHz, which of course
200MHz x9 =1800MHz, not 2.4GHz
Makes no sence to either one of us, but RMAing the RAM since it's junk, they gave me a number, yippie

But the default timing are 5-5-5-15 when it should be 4-5-4-15 which is the next thing I'm going to have to look into as it's still a mystery because there is another set of RAM that I did not buy that has 5-5-5-15 timings. It is obviously lower binned RAM.
At this point in time we think speed fan is just a way of as I've pushed my computer to the max after readjusting the FSB and everything seems to be running fine. If the 12V rail was running at 1.09V I have doubts the computer would even boot. Just to be safe we are getting a voltage meter and checking it ourself tomorrow to rule out the possibility.
But thanx for the help you guys. Now off to bed I go.
James