Thanks so much for your advice.
Incidentally, I worked on the problem again last night for FIVE HOURS, till 2:30 a.m. I guess I'm determined. I even "laid hands" on the PC. They say when God closes a door He opens a window. Well, He found a "window" (is that a pun?....) that I didn't even know existed.
I "happened" to open up my SUPREME OFFICE SUITE and lo and behold I "happen" to see TEXT DOCUMENT. As my eyes widened, I started to type some text and then SAVED it and guess what???....Eureka...I mean, Hallelujah!.....it SAVED the document.
Then I went into my other documents and changed the format to save in SUPREME OFFICE SUITE and THAT worked. Wow! So, in other words, I am now using Supreme office Suite for my text documents and happily SAVING and CHANGING and EXITING successfully, bypassing Microsoft Word altogether. Thank you Jesus for answering prayer!
Nevertheless, I will take your advice on that HiJack thigamajig and see if I can get rid of the bad stuff that's preventing me from SYSTEM RESTORE. Thanks again....I appreciate your time.